If you aren’t already using some sort of financial tracking software for your business, you need to start NOW! Spreadsheets or other software allow you to see trends and make decisions based on history. If you are self-employed, the budgeting process presents a unique challenge because a self-employed person’s income can vary significantly from month to month and/or season to season. If you are a salaried employee, you already know your monthly income, so this process will be a bit easier. (Or maybe, as a starter, just help you sleep better at night!) Whether your household brings in $500,000 or $25,000, budgeting can be the tool that helps you acquire and increase wealth for your family. I have to confess, even with a background in Accounting and Finance, I have often resisted budgeting for my own household because it seemed like a lot of work! In all actuality, budgeting is very simple, AND it can bring MORE freedom and LESS STRESS to your spending habits. But what if I told you that EVERYONE should budget? Most people see making lots of money as a license to spend freely and making little money as having to watch what we spend more carefully. Over time, the word “budget” has developed a negative connotation – as in, if you’re on a budget - it is associated with deprivation. Why Should You Set a Budget?īudgeting has become somewhat of a lost art in our society. But before we get to that, let's talk a little bit about budgeting. We have an incredibly useful and totally FREE printable budget worksheet that you can download below. How to Sync Lightroom Presets from CC to Mobileįree Printable Budget Worksheet and Budgeting Tips How to Install Presets in the Free Lightroom Mobile App How to Sync Lightroom Presets from CC to Mobile.How to Install Presets in the Free Lightroom Mobile App.Plus, find more FREE Tools for Budgeting and Planning HERE. How Much Should Your Family Spend on Groceries?. If you have questions, please ask! I am striving to be here to help you and answer those important questions as you create a budget and set your own goals for sticking to it this year. Ask any questions by commenting on this post.(Instructions will pop up as you hover over the cells.) You’ll find that everything is mapped out for you and easy to navigate. Follow the pop-up instructions as you fill in your income and expenses.Download the FREE Printable Faithful Provisions How to Budget Worksheet.You can look at past months or even last year’s calendar to get an idea of the different expenses you may have coming up. Date night: your plans for an evening out plus money for a baby sitter.What is going on during the month ahead? Are there any special items you need to budget for? Things like: This is the best time to look at the past month, and review your goals for the upcoming month. Review your budget at the end of every month. :: Download the FREE Printable How to Budget Worksheet HERE. Easy and user-friendly, this How to Budget worksheet is ready to download and then be personalized by you. And now, Faithful Provisions is excited to show you how to budget using this FREE printable Budget Worksheet with step-by-step instructions for filling it out. A budget is a tool–just like couponing or menu-planning–that can lead to big savings for you and your family. I know a lot of you think of the word “budget” as being limiting or terrible or just a plain nuisance, but that’s simply not true. Now is a great time to sit down with your spouse and make up a budget. If you're new here, you may want to subscribe to my RSS feed.
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